Lakereach Funding Group helps Williamsport, Pennsylvania landscapers request equipment financing and material funding. Landscaping services numbered 44 employer establishments in Lycoming County, PA in 2023 (County Business Patterns); partners review each request.
At a glance
- Landscaping services, Lycoming County, PA
44 employers, 142 employees (CBP 2023)
- Landscapers with fewer than five employees, Lycoming County, PA
37, or 84.1% (CBP 2023)
- Landscaping businesses without paid employees, Lycoming County, PA
131 (Nonemployer Statistics 2024)
Lycoming County, PA Landscapers in Census Counts: Crews With and Without Payroll
Landscaping services (NAICS 561730) numbered 44 employer establishments in Lycoming County, PA in 2023, with 142 paid employees and $7.6 million in annual payroll (County Business Patterns). Of the 44, 37 had fewer than five employees, 84.1% by our arithmetic, and 14 had a ZIP 17701 address.
Nonemployer Statistics, a separate program, counted 131 landscaping businesses without paid employees in Lycoming County, PA in 2024, with $3.8 million in receipts. Many crews in the county are small, which shapes how partners read a request: the owner's personal credit and tax return carry more of the weight.
Landscape Equipment Financing Around Williamsport, PA for Sod and Stone Orders
Sod, stone, mulch, pavers and plants are bought before the install is done and billed. For a hardscape job, the stone and block can be a large share of the contract. That is a material-timing gap, and it fits a line of credit or inventory financing rather than an equipment loan.
A landscaper who takes deposits on booked work has part of that gap covered already. A partner reads the job list and the deposits alongside bank statements.
Landscaping Equipment Loan for Williamsport, PA Landscapers: Dump Trailers and Truck Upfits
A dump trailer, a landscape trailer and the truck that pulls them are the backbone of a crew. Truck upfits, such as a dump body, a liftgate or racks, add to the truck's price. Each piece can go on equipment financing; some partners finance a truck and its upfit as one unit.
Ask the dealer whether the upfit is included in the vehicle price or billed separately, and make sure the quote shows both. A partner will want the VIN and the upfit details.
Equipment Financing for Landscaping, With Compact Track Loaders as the Williamsport, PA Example
A compact track loader opens up grading, hardscape prep and material moving that a crew might otherwise rent for. Illustration only, invented figures: a $72,000 loader with $7,200 down, financed over 60 months at an invented annual rate of 9.0%, carries a payment of $1,345.14 a month.
If the crew has been renting a loader for more than that each month across its working months, owning pays on rental savings alone. If not, the loader needs to bring in added work to cover the payment. A partner reads the job history to see which it is.
Financing for Lawn Mowers: Sod and Stone Orders and Zero-Turn Mowers in Williamsport, PA
Zero-turn mowers are the mowing crew's main equipment. Illustration only, invented figures: a $14,800 commercial zero-turn financed over 48 months at an invented annual rate of 8.5% carries a payment of $364.79 a month. Dealer programs on mowers are common; compare the dealer's total cost with an outside partner before signing.
Material orders sit next to the mowers in many requests. A crew that adds installs to mowing buys sod and stone ahead of those jobs, which is a separate, shorter need.
Business Loans for Landscaping Business Around Williamsport, PA: Truck Upfits Examples
Business loans for a landscaping business also cover the less visible costs: a second truck upfit for a new crew, the first weeks of wages for added staff, a storage yard lease, or buying another company's route. A truck upfit is equipment; added staff is working capital; a route purchase is a term loan.
Building material and garden equipment and supplies dealers, which sell to landscapers, numbered 44 employer establishments in Lycoming County, PA in 2023 (County Business Patterns). Where builders and landscapers finance equipment compares dealers, banks and lessors.
Financing for Zero Turn Lawn Mowers, With Zero-Turn Mowers as the Williamsport, PA Example
Financing a zero-turn starts with the quote: the model, deck size, engine, and any attachments such as a bagger or a mulching kit. Used mowers can be financed too, sometimes with a shorter term. The mower itself secures the loan.
For a solo operator, the partner reads the personal tax return, business bank statements and the mower quote. A crew with employees adds payroll records and the customer list.
Ask the dealer for the warranty terms and the service schedule as well. A mower that is out of service for a week in the middle of the mowing months costs the crew more than its payment, and a partner reading the request will see that the owner has planned for it.
An Invented Track Loader Set Against Added Hardscape Jobs
Illustration only, invented figures, continuing the loader example above: the crew expects the loader to add hardscape jobs worth an average of $9,000 each, with materials and labor taking 70% of that. By our arithmetic, each job leaves $2,700 before overhead, so roughly one added job every two months covers the $1,345.14 payment over the year, if the work is there.
The same arithmetic, run on the crew's own numbers, shows whether a machine pays for itself. The machine ROI calculator on this site runs it for any piece of equipment.
Next to read: other Lycoming County, PA trades, ZIP 17701 employer counts, money for payroll gaps and equipment financing.
By Lakereach Funding Group ยท Updated
